Calculators
Run the numbers.
Plug in your assumptions and see the shape of the math. Inputs pre-fill from your grants when one is set up. Outputs are illustrations, not predictions or tax advice.
ISO
Qualifying disposition (held 1y past exercise + 2y past grant)
Exercise costshares ร strike$2,000
Spread at exercise( โ strike) ร shares$8,000
exposureseparate from regular tax$8,000
Tax at sale ()$7,200
Net proceeds$40,800
NSO
Spread is ordinary income at exercise
Exercise costshares ร strike$2,000
Spread at exercise$8,000
Tax at exerciseordinary income on the spread$2,800
Additional gain at sale$40,000
Tax at sale ()$6,000
Net proceeds$39,200
Educational, not tax advice. Outputs depend entirely on your inputs. Talk to a qualified tax advisor before making real exercise, sale, or offer decisions.