Module

Choose Maya's next move

Walk Maya's path. Pick a move; see what she did, and the math behind it.

10 min · 8 steps

Step 1 of 8

The setup

Maya joined a Series B startup in 2018. 8,000 ISOs at a $0.40 strike, four-year vest, one-year cliff, 90-day post-termination window. She was 28. Equity felt like a bonus.

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She filed the and didn't think about it for a year. The decisions she walks through next are the same shape your decisions will be.

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US-focused. Last reviewed April 2026Tax math follows IRS Pub 525, §422, §1202 and current AMT rules. See sources in the methodology note.

Educational only. Not tax, legal, or financial advice. Talk to a qualified advisor.